Most of your income is going to EMIs?

Easyy is the most personal debt advisor you'll find. We talk to your situation and build a plan that actually works for you.

In a 10-minute chat on WhatsApp, Easyy will:

Look at your income, your loans, and what you can't give up
Build a debt-clearing plan with realistic timelines
Check back every week and update the plan as your life changes

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Easyy online

Hey 👋 I'm Easyy.
Want to talk through your debt?9:14

yeah ok. dont know where to start9:14

That's fine. Just tell me roughly, what comes in every month after deductions?9:15

around 85k9:15

And what loans are you currently paying?9:16

home loan, 2 personal loans and a credit card9:16

Got it. What's the home loan EMI, and how much is left on it?9:17

32k emi. about 18 years left9:17

And the personal loans + credit card, rough EMIs and amounts left?9:18

one personal loan is 8k emi, 1.5 lakh left
other one 6k emi, 90k left
credit card around 1.4 lakh, only paying min9:19

Quick read: the credit card alone is taking around 5k a month just in interest. Nothing's going to the actual loan.9:20

That's where we'll start.9:20

Before the plan, something you're paying every month that you don't want to cut? Could be family, savings, anything ongoing.9:21

hmm9:21

Take your time. People usually mention money sent home, kid's school, anything the family counts on.9:22

5k to my mom every month, no compromise on that. and we're saving for my sister's wedding next year9:23

Both stay in.
Plan won't touch either of them.9:23

How it works

No app to download. No long forms. A real conversation that takes about 10 minutes, end to end.

Message Easyy on WhatsApp

One tap from this page opens a chat. Start whenever you're ready. There's no appointment to book.

Answer about your money and your life

What you earn, what you owe, and what you can't give up. Easyy needs both to build a plan that actually works.

Walk away with a real plan

A summary of what to do, with a downloadable plan and a calculator to play with the numbers. Then Easyy stays with you week by week to see how it's going and adjust when things change.

Plan's ready ✓

Here's the gist: 🎯Credit card gone by November ✅All loans cleared by early 2028 💰About ₹47k saved in interest Your mom's monthly + the wedding savings stay untouched.

PDF

your-plan.pdf

218 KB

XLS

plan-calculator.xlsx

run your own scenarios

I'll check in next Sunday to see how the week went.

What's different about Easyy

You've probably tried YouTube, ChatGPT, and Reddit threads. Here's why Easyy works when those didn't.

It works with your real numbers

Generic advice gives you a template. Easyy builds the plan around your actual income, your actual loans, and your actual situation.

It accounts for the life you want

Most debt advice tells you to cut everything. Easyy asks what you can't give up, and works around it. A plan you'll actually stick to.

It stays with you, not just at the start

Most advice gives you a plan and disappears. Easyy checks in every week, sees how the plan is going, and adjusts when your situation shifts.

Who's behind this

We're a small team of fintech operators who've spent years building personal loans, credit cards, and EMI products at companies most Indians have borrowed from.

We know how these products are designed. We know where they trap people. And we know how to use credit without getting wrecked by it. That's the perspective we bring to every conversation Easyy has.

One thing to be clear about. Easyy is not a SEBI-registered investment advisor. We help you understand and manage your debt. We don't advise on investments, securities, or specific financial products you should buy.

Get a debt plan that's actually yours.

Most plans treat you like a category. Easyy treats you like a person, with your numbers, your life, and your situation at the centre.

It's free while we're in beta. After that, we'll figure out fair pricing. No surprises.